In order to provide you and your organization with the products and services you need, we may need to know confidential information about you, your employees or your organization.  .

Chapter INS25 of the Wisconsin Administrative Code generally prohibits any licensees of the Office of Commissioner of Insurance, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to who it may be disclosed.

OUR PRIVACY POLICIES AND PRACTICES

Information we collect. We collect nonpublic personal information about you from the following sources:

· Information we receive from you on applications or other forms.

· Information about your transactions with us, our affiliates or others.

Information we may disclose to third parties:

· We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Non-Affiliated third parties to whom disclosures may be made:

· We disclose non-public personal information about you only to non-affiliated third parties as permitted by law (e.g., to insurance carriers for underwriting purposes).

Our practices regarding information confidentiality and security:

· We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical and electronic safeguards that comply with federal regulations to guard your nonpublic personal information.

Amendment to Privacy Notice and Privacy Practice:

· We reserve the right to amend, modify or change at any time and for any reason, our privacy policies and this Privacy Notice. In any such events, we will provide an amended Privacy Notice to you.